Systematic Withdrawal Plan - SWP Calculator

Calculate SWP

Y M
%

₹6,66,490
Balance at End
₹1,20,000
Total Withdrawal
₹2,86,490
Total Profit

Systematic Withdrawal Plan

Year Month Balance at Begin (₹) Withdrawal (₹) Interest Earned (₹) Balance at End (₹)
1 1 ₹5,00,000 ₹2,000 ₹4,150 ₹5,02,150
1 2 ₹5,02,150 ₹2,000 ₹4,168 ₹5,04,318
1 3 ₹5,04,318 ₹2,000 ₹4,186 ₹5,06,504
1 4 ₹5,06,504 ₹2,000 ₹4,204 ₹5,08,708
1 5 ₹5,08,708 ₹2,000 ₹4,223 ₹5,10,931
1 6 ₹5,10,931 ₹2,000 ₹4,241 ₹5,13,172
1 7 ₹5,13,172 ₹2,000 ₹4,260 ₹5,15,432
1 8 ₹5,15,432 ₹2,000 ₹4,279 ₹5,17,710
1 9 ₹5,17,710 ₹2,000 ₹4,298 ₹5,20,008
1 10 ₹5,20,008 ₹2,000 ₹4,317 ₹5,22,324
1 11 ₹5,22,324 ₹2,000 ₹4,336 ₹5,24,660
1 12 ₹5,24,660 ₹2,000 ₹4,356 ₹5,27,016
2 1 ₹5,27,016 ₹2,000 ₹4,375 ₹5,29,391
2 2 ₹5,29,391 ₹2,000 ₹4,395 ₹5,31,786
2 3 ₹5,31,786 ₹2,000 ₹4,415 ₹5,34,201
2 4 ₹5,34,201 ₹2,000 ₹4,435 ₹5,36,636
2 5 ₹5,36,636 ₹2,000 ₹4,455 ₹5,39,091
2 6 ₹5,39,091 ₹2,000 ₹4,476 ₹5,41,567
2 7 ₹5,41,567 ₹2,000 ₹4,496 ₹5,44,063
2 8 ₹5,44,063 ₹2,000 ₹4,517 ₹5,46,581
2 9 ₹5,46,581 ₹2,000 ₹4,538 ₹5,49,119
2 10 ₹5,49,119 ₹2,000 ₹4,559 ₹5,51,678
2 11 ₹5,51,678 ₹2,000 ₹4,581 ₹5,54,259
2 12 ₹5,54,259 ₹2,000 ₹4,602 ₹5,56,861
3 1 ₹5,56,861 ₹2,000 ₹4,624 ₹5,59,485
3 2 ₹5,59,485 ₹2,000 ₹4,646 ₹5,62,130
3 3 ₹5,62,130 ₹2,000 ₹4,668 ₹5,64,798
3 4 ₹5,64,798 ₹2,000 ₹4,690 ₹5,67,488
3 5 ₹5,67,488 ₹2,000 ₹4,712 ₹5,70,201
3 6 ₹5,70,201 ₹2,000 ₹4,735 ₹5,72,936
3 7 ₹5,72,936 ₹2,000 ₹4,758 ₹5,75,693
3 8 ₹5,75,693 ₹2,000 ₹4,781 ₹5,78,474
3 9 ₹5,78,474 ₹2,000 ₹4,804 ₹5,81,278
3 10 ₹5,81,278 ₹2,000 ₹4,827 ₹5,84,105
3 11 ₹5,84,105 ₹2,000 ₹4,851 ₹5,86,956
3 12 ₹5,86,956 ₹2,000 ₹4,875 ₹5,89,831
4 1 ₹5,89,831 ₹2,000 ₹4,899 ₹5,92,730
4 2 ₹5,92,730 ₹2,000 ₹4,923 ₹5,95,652
4 3 ₹5,95,652 ₹2,000 ₹4,947 ₹5,98,599
4 4 ₹5,98,599 ₹2,000 ₹4,972 ₹6,01,571
4 5 ₹6,01,571 ₹2,000 ₹4,996 ₹6,04,567
4 6 ₹6,04,567 ₹2,000 ₹5,021 ₹6,07,589
4 7 ₹6,07,589 ₹2,000 ₹5,047 ₹6,10,635
4 8 ₹6,10,635 ₹2,000 ₹5,072 ₹6,13,707
4 9 ₹6,13,707 ₹2,000 ₹5,098 ₹6,16,805
4 10 ₹6,16,805 ₹2,000 ₹5,123 ₹6,19,928
4 11 ₹6,19,928 ₹2,000 ₹5,149 ₹6,23,078
4 12 ₹6,23,078 ₹2,000 ₹5,176 ₹6,26,253
5 1 ₹6,26,253 ₹2,000 ₹5,202 ₹6,29,455
5 2 ₹6,29,455 ₹2,000 ₹5,229 ₹6,32,684
5 3 ₹6,32,684 ₹2,000 ₹5,256 ₹6,35,940
5 4 ₹6,35,940 ₹2,000 ₹5,283 ₹6,39,223
5 5 ₹6,39,223 ₹2,000 ₹5,310 ₹6,42,533
5 6 ₹6,42,533 ₹2,000 ₹5,338 ₹6,45,871
5 7 ₹6,45,871 ₹2,000 ₹5,366 ₹6,49,236
5 8 ₹6,49,236 ₹2,000 ₹5,394 ₹6,52,630
5 9 ₹6,52,630 ₹2,000 ₹5,422 ₹6,56,052
5 10 ₹6,56,052 ₹2,000 ₹5,450 ₹6,59,502
5 11 ₹6,59,502 ₹2,000 ₹5,479 ₹6,62,982
5 12 ₹6,62,982 ₹2,000 ₹5,508 ₹6,66,490

SWP Calculator

What is SWP ?

  • SWP stands for Systematic Withdrawal Plan
  • Systematic Withdrawal Plan allows you to withdraw a certain amount of money at a regular interval like monthly, quarterly, yearly from your initial investment.
  • SWP creates regular flow of income from your initial investment.
  • Generally, SWP is used after retirement when a person has a fixed corpus and he\she needs money when salary or regular income stops.
  • SWP service is offered by the most of mutual fund houses to their investors.
  • Withdraw amount can be fixed or variable based on scheme and market return.
  • SWP (Systematic Withdrawal Plan) – works in an opposite way to SIP (Systematic Investment Plan). In this case, instead of you saving or investing a fixed sum on money at regular (may be monthly or so) intervals, you as an investor can withdraw a fixed sum of money from your investments on regular (monthly or so) basis.

What is SWP Amount ?

SWP amount is amount in which you have to withdrawal the money for particular time duration

What is Initial Investment Amount ?

How much money do you went to invest initially.

What is Investment Period ?

How much time do you went to invest your money.

What is Rate Of Return ?

It is rate on your initially invest money.