EMI Calculator Home Loan, Personal Loan, Education Loan, Car Loan, Gold Loan etc.

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EMI Calculator / Monthly Installment Calculator

What is Loan Amount/Principal Amount ?

A maximum loan amount describes the total amount that a borrower is authorized to borrow. Maximum loan amounts are used in standard loans, credit cards and line of credit accounts.

% What is Interest Rate ?

An interest rate is the cost of borrowing money, or conversely, the income earned from lending money. Interest rates are expressed as percentage of the principal per period.

What is Loan Tenure/Term ?

Period from the date of disbursement of loan to the date of the last EMI payment or the date of closure of loan.

Types of Loans

  • Home Loan
  • Personal Loan
  • Car Loan
  • Gold Loan
  • Credit Card Loans
  • Education Loans
  • Loan Against the Insurance Schemes
  • Loan Against Fixed Deposits

Compare Home Loan Interest Rates (October 2018)

Bank Home loan interest rates Processing Fee
HDFC LTD Bank Home loan 8.80% to 9.05% Up to 0.50% of the loan amount or Rs.11,800 whichever is minimum
ICICI Bank Home loan 8.90% to 9.10% 0.25% of the loan amount (Maximum Rs. 11,800)
IDBI Bank Home loan 8.35% to 8.65% -
SBI Home loan For women - 8.30% to 8.6%
For General Customers - 8.35% to 8.65%
0.35% of Loan Amount, min of Rs.2,000 to max of Rs.10,000 (plus applicable tax)
Aditya Birla Housing Finance Home loan 8.55% to 8.99% ₹ 5,000 to ₹ 10,000 plus applicable tax
Aspire Home Finance Corporation Limited 14.00% 2%
Axis Bank Home loan 8.35% to 11.75% 0.5% (min. ₹10,000)
DBS Bank 8.65% ₹ 10000+ taxes
Federal Bank 9.00% to 9.25% 0.5% (min.₹3,000 + ST and max. ₹7,500 + ST)
Gruh Finance Limited 10.67% 1%
Indiabulls Home loan 8.50% to 11.00% Up to 0.5%
Oriental bank of Commerce 8.40% to 8.50% Nil
PNB Housing Finance Limited Home loan 8.85% - 9.5% (1% higher for plot loans) Up to 0.50% (min.₹ 5,900)
Sundaram BNP Paribas Home loan 8.75% - 9.45% 0.50% (min. ₹ 10000) plus applicable tax
Yes Bank Home loan 9.35% - 10.50% 0.5% Min ₹10,000

Compare Personal Loan Interest Rates (August 2018)

Banks Interest Rate
SBI Personal Loan 12.50%-16.60%
Axis Bank Personal Loan 15.50%-24%
ICICI Personal Loan 10.99% to 22%
Tata Capital Personal Loan 11.49% to 19%
Capital First Personal Loan 12% to 18%
Bajaj Finserv Personal Loan 12.99% Onwards
Fullerton India Personal Loan 12.49%-33%
IndusInd Bank Personal Loan 10.75% to 30.50%
Standard Chartered Personal Loan 10.99% onwards
Citibank Personal Loan 12.99% onwards
HDFC Personal Loan 15% to 20.99%
Kotak Mahindra Personal Loan 10.99% to 24%
HSBC Personal Loan 10.99%  to 17.5%

Compare Gold Loan Interest Rates (August 2018)

Banks Interest Rate Processing fee
HDFC Gold Loan 9.6% onwards Nil to 0.5% of loan sanctioned
Muthoot Gold Loan 12% onwards 0.25% to 1% of loan sanctioned
Manappuram Gold Loan 14% onwards Varies on a case by case basis
ICICI Bank Gold Loan 10.5% to 16.5% 1% of loan amount
SBI Gold Loan 11.05% p.a. 0.5% of loan amount with a Min. Rs. 250
Axis Bank Gold Loan 14.50% to 17% 1% of loan amount